PSLF, IDR, Potential Student Loan Debt Relief, & Loan Consolidation
Some of your loans may qualify for Public Service Loan Forgiveness (PSLF), additional Income-Driven Repayment (IDR) plans, and other debt relief options (if available) if you consolidate them into the Direct Loan Consolidation program.
ED encouraged borrowers to apply for consolidation by April 30, 2024 to take advantage of IDR and PSLF adjustments and anticipates completing their review by July 1, 2024.
Repaying Your Loans
Convenient, flexible options make it easy to pay back your student loan.
Trouble Paying
If you can't afford your student loan payments, don't wait until you fall behind to seek assistance. We offer options that can help.
Your Account
We make it simple for you to understand and manage your account, so you'll have more time to focus on the other priorities in your life.
Looking for a Form?
Visit our forms page for private and federal loan documents and other account-related forms.
Loan Default
Get all the information you need to get your account out of default and back on track!
Loan Payoff
Find out how to make that final payment and put your student loans behind you.